Your partner
in health insurance

Barmer is one of the largest health insurance providers in Germany. Over 8 million people place their trust in us. Become a member and benefit from our long tradition of award-winning customer service and top health cover.

Focus Money - Deutschland Test: Company of the year 2025
FOCUS MONEY - digital services
FOCUS MONEY - outstanding service

Why Barmer is the right choice

Full medical coverage

With Barmer you fully benefit from the German public health insurance system. And your family is insured for free.

Rewarding Bonus Program

Receive a payout for using fitness apps, health courses, sports clubs, gyms or children's courses.

Useful digital services

Save paper, time and worry and do a lot of things easily online. Simply apply for benefits with our Barmer-App.

Full English support

Benefit from advice and services in English for international people who are living in Germany.

Receive top cash rewards and exclusive benefits

100 percent reimbursement of the costs for travel vaccinations

Use over 120 fitness courses and 1,500 workouts for free

Receive up to 200 Euro back with our optional tariffs

How does health insurance in Germany work?

Get top benefits and exclusive services

  • Full medical coverage for you and your family
    Including dental care, treatment by specialists, prescription medication, vaccinations as well as pregnancy and birth support.
  • Free preventive medical checkups
    For examinations and screenings, such as our free comprehensive “Check-up” for the early detection of health risks, disease and exposure.
  • Emergency cover
    For necessary emergency treatments in the EU and EEA.
Eltern tragen ihre kleinen Kinder auf den Schultern.

Save time and money with digital apps

  • Digital Doctor Finder tool
    Easily find a doctor who speaks English or any other language.
  • Digital sick note
    If you’re sick and unable to work, your employer can request the medically certified period of sick leave electronically from Barmer. All you have to do is inform your employer about your sick leave.
  • Barmer-App
    Collect bonus points, receive appointment reminders, schedule preventive checkups, and much more. Currently available in German. English coming soon.
Ein Familienvater hält sein Handy in der Hand

Benefit financially with Barmer

  • ​€200 extra budget for expectant parents
    To spend on services like additional tests, dental cleaning, osteopathy or midwife on-call service.
  • Rewards of €150
    Earn points and receive instant cash rewards for using fitness apps, health courses, sports clubs, gyms, children's courses, or getting preventive check-ups.
  • Free online courses
    Become fitter and healthier Whenever and wherever you want with the online courses from Gymondo.
Eine Frau steht im Wohnzimmer auf einer Matte und macht eine Yogaübung.

It's easy to become a member

1. Fill out the application form to sign up
It takes just a few minutes. No German required.
2. Receive health insurance card
It usually takes a few days to approve your application and send out your insurance card.
Visit a doctor
Bring your health insurance card with you to the doctor. Everything is billed directly to Barmer.

Who can benefit from Barmer health insurance?

Barmer - Your partner in health insurance

Barmer is specialized in health insurance for international students and employees. Join the growing number of international residents choosing Barmer.

3 easy steps to sign up

Fill out the application form.

We take care of the bureaucracy.

That's all. Welcome to Barmer.

Sign up now

Need more help?

For further information simply call our English Service Hotline on 0800 333 0060* (and +49 202 568 333 0060* from abroad). Or write us an email.

* On weekdays from 8:01 PM to 6:59 AM.

Ein Telefonhörer