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As a new employee, Barmer provides valuable information about the German health insurance system and offers guidance to help you navigate your new role.
At Barmer, you only pay 8.945% of your gross salary for the security and benefits of public health insurance. As contributions are shared 50/50 between employer and employee, the contribution rate for employees is currently 17.89%. This is a combination of the standard statutory contribution rate of 14.6% and the additional individual contribution rate of 3.29%.
The contribution rate for long-term care insurance is 4,2 % (without children) – your employer pays 1,8 % of this amount. Parents receive a 0.25% reduction on their long-term care contribution rate for each child under the age of 25. Therefore, in the future, contribution rates for long-term care insurance will be tiered.
It’s easy. We organize it for you. When you join Barmer, we will apply for your Social Security Number (Sozialversicherungsausweis/Versicherungsnummernachweis) and send it to your postal address. So you don’t have to do anything.
